apply now

Saving more on your Federal PLUS Loan

You can take advantage of built-in benefits to save even more on your Federal PLUS Loan.

  • Rate discounts – With NextStudent’s generous Federal PLUS Loan discounts, you can lower your interest as much as 2.25% for a rate as low as 6.25%.
  • Save 0.25% on your interest rate by having your payments automatically deducted from your bank account.
  • Save 2.0% after making your first 48 consecutive on-time payments.
  • Tax benefits – In many cases the interest on Federal PLUS Loans is tax deductible.
  • Federal benefits – If you lose your job or fall into financial hardship you can apply for deferment, forbearance or special income-sensitive repayment plans that may help reduce or postpone repayment.
  • Consolidation – Federal PLUS Loans are eligible for Federal Consolidation, which could lower monthly payments and make repayment more manageable.
  • For more information on Federal Consolidation Loans, visit NextStudent at www.nextstudent.com or call (800) 299-4639.

    Get a Federal PLUS Loan application (PDF)

    Or call us toll-free at (800) 299-4639

    Quick Links

    » Getting a Federal PLUS Loan
    » Qualifying for a Federal PLUS Loan
    » Super-low rates and generous terms
    » Treat the loan as your child's debt

    For more information about NextStudent, visit www.NextStudent.com.

    Get a Federal PLUS Loan


    Get a Financial Aid Edge


    Tools and Resources


    About Us

    About ParentCollegeLoans.com  |  Privacy  |  About NextStudent  |  Terms of Use  |  Site Map  |  Contact  |  FAQs
    PLUS Loans are provided by NextStudent.
    Copyright © 2006. NextStudent, Inc.
    All rights reserved. Privacy Policy